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January 27, 2010

Delphi technique

January 27, 2010
The Delphi technique—named after the Oracle of Delphi, to whom ancient Greeks would travel to seek advice about the future—is a marketing-management tool used by businesses for forecasting.
January 27, 2010

Deflation

January 27, 2010
Deflation is a sustained decrease in the general level of prices in an economy. It is the opposite of INFLATION, an increase in the general level of prices. Falling prices are a result from either increasing productivity, which allows producers to increase output and INCOME; or declining DEMAND.
January 27, 2010

Default

January 27, 2010
Default is the failure of a debtor to meet the provisions agreed upon in a loan agreement.
January 27, 2010

Decision tree

January 27, 2010
A decision tree is a map of the reasoning process businesspeople use to make choices. Decision trees are excellent tools for making financial or number-based decisions where a lot of detailed data needs to be considered.
January 27, 2010

Deceptive trade practices

January 27, 2010
Also known as deceptive acts, deceptive practices, and deceptive sales practices, deceptive trade practices are methods of doing business that are likely to mislead individual consumers or other businesses, usually through the use of deceitful, false, incomplete, or otherwise misleading statements.
January 27, 2010

Debt collection

January 27, 2010
January 27, 2010

Debit, credit

January 27, 2010
The accounting terms debit and credit mean “left” and “right,” respectively. Abbreviated dr. (from the Latin debere) and cr. (from the Latin credere), debits and credits are integral parts of financial or double-entry accounting.
January 27, 2010

Davis-Bacon Act

January 27, 2010
The Davis-Bacon Act, signed by President Herbert Hoover in 1931, requires contractors working for the federal government to pay the “prevailing” local wage. Expanded to include projects receiving federal funding or loan guarantees, the act effectively requires contractors to pay UNION scale wages.
January 27, 2010

Database management

January 27, 2010
Database management is the process of organizing and manipulating a database. A database is a collection of organized data that is alterable (create, update, and delete), accessible, has a purpose, minimizes/eliminates redundancy, imports and exports data, has data independence, and has data integrity.
January 27, 2010

Damages

January 27, 2010
Damages, for legal purposes, are compensatory or punitive monetary awards. Persons suffering loss or injury (for example, in a car accident) sue in court to recover damages to which they are entitled by law.
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